DK Haney Roofing - Severe Weather - Roof Damage

Insurance Fraud, Be an Educated Consumer

Be an educated consumer, please take a few minutes and read this article.

Paying for deductibles, even partially, is illegal in Texas.

Paying for placing a sign in an insured’s yard is in fact considered a rebate since the insured receive a betterment from their loss.  When you submit an invoice to the insurance company to recover the depreciation do you show that you paid the insured?  Do you show that you collected the FULL and required dollar figure?  If not, and you stated that you collected hundreds or even thousands less than the correct deductible, the insurance company would reduce the recoverable depreciation by the amount you discounted the deductible.

I’m seeing language on claim summaries now that address this issue informing insured’s that it’s illegal for them not to pay their fully required deductible.

Examples:

1. Insurance claim for a roof is estimated by insurance at $10,000.
2. Insured (homeowner) has a deductible for $1,500.
3. This means the insurance company’s portion of “buying the roof” is $8,500.
4. However, along comes Roofer X who only charges the home owner/insured $500 and not the full amount.
5. Roofer X is telling the insurance company they should send out the balance of the claim (the rest of the amount due) and the insurance company now things they have satisfied their part.
6. If, on the other hand, Roofer X were to send in an invoice with the dollar figure of $500 paid by homeowner/insured and NOT $1,500, then the insurance company would then back off their final check by the amount that Roofer X did NOT collect.
7. Homeowner/insured is happy, however, because they just paid less than they were supposed to (“hey, it’s OK; everyone does it, right”).

WRONG.

Fact: The very moment Roofer X sends off a false invoice showing a higher dollar amount collected from homeowner/insured, then Roofer X has committed fraud.

Fact: If Roofer X provided an invoice to the homeowner/insured and they (not the roofer) then forward this off to insurance, both parties have now committed insurance fraud, however the homeowner has also committed wire fraud and they are also committing collusion (conspiring to perform an illegal act)…. How nice; Roofer X has just dragged the homeowner down right along with them.

It’s really quite simple:

Find a roofing contractor (DK Haney Roofing) that has good references and one that you think will provide you with the highest level of service and do the best quality job.  Pay your full and legally required deductible.

If you have a problem with your deductible, then maybe you need to rethink your premiums.  A higher premium will mean a lower deductible, but you, the consumer, are the one who makes that choice.

Now, one scam (“on the behalf of the homeowner/insured”) is that Roofer X could pay to place a sign in someone’s yard that they are not re-roofing, that’s legal but it’s also not very likely.

Since roofing is by its very nature dangerous and potentially deadly these kickbacks can be considered a first degree felony offence.  At the minimum it’s a state jail felony.  If you get caught doing it multiple times they will aggregate the charges.

All it takes is an insurance company’s SIU Department to audit an insured.  Or the Texas Department of Insurance to investigate.  See Chapter 35 Insurance Fraud Section 35.02(7)(B).

*Information provided by the North Texas Roofing Contractors Associate.

With DK Haney Roofing…

You don’t have to worry about insurance fraud.  We will never ask our customers to do anything illegal.  Our job is to provide you with quality service at an affordable rate. 

If you feel like you are being pressured by Roofer X, call DK Haney Roofing and we’ll help solve your roofing problem today!

DK Haney Roofing's Referral Program

We invite you to join DK Haney Roofing’s Referral Program!

When you recommend DK Haney Roofing to a relative, friend or business associate – and that person contracts with DK Haney Roofing to re-roof their home, office, or other commercial structure within the next 12 months – DK Haney Roofing will give you 1% of the sale from that project.

Here's how it works...

Step 1: Tell a relative, friend or business associate about DK Haney Roofing.
 
Step 2: Call or email us when you find a relative, friend, or business associate that is interested in working with DK Haney Roofing.
 
Step 3: Referral contact sets up appointment for a roof consultation with one of our roof technicians.
 
Step 4: Present roof project and sign contract.
 
Step 5: You receive 1% of sale!

When can I start...
NOW!  Call (817) 546-2266 or email DK Haney Roofing, if you have any questions or comments.  Start sending those referrals in today! Thank you for your help.  We look forward to working with you.

Top Duro-Last Installation Scores - Making the Grade

How does DK Haney Roofing continue to receive top installation scores?

Over the past 12 years DK Haney Roofing has specialized in Duro-Last single-ply roofing membrane.  Each member of our Duro-Last crew has over 5 years of experience installing the Duro-Last Roofing System.

John Bell, our newest Duro-Last foreman uses the below tips to help his crew install a top rated Duro-Last roof:

 

Think Ahead

Before we start any job we go over the roof and make sure that nothing has changed since the roof was first inspected by one of our technicians.  Once debris is cleared, we survey the roof and come up with a plan for loading and prepping the roof.  Our material is then loaded in the areas we are going to use them. 

Team Work

At the beginning of each day everyone on the crew knows what they are responsible for and knows what they need to have completed by the end of that day.  If someone needs help with something or a problem needs to be solved we work as a team to get it done. 

Double Check

At DK Haney Roofing we double check all our welds before we have the roof inspected.  This way we can catch any lose welds before we call the project complete.  That means that all DK Haney Roofing welds are checked 3 times.

By following these simple tips DK Haney Roofing has risen to Master Elite Contractor and is one of the top Duro-Last® contractors in the country.

Learn more about how we install the Duro-Last Roofing System by watching our Demo Video.

How to Extend the Life of Your Shingle Roof

Regular roof maintenance might not be something on your weekend to-do list but as you will soon learn it is an important task that should be added on a bi-annually basis.  By checking off these simple tasks you can extend the life of your shingle roof.

✔ Gutters:  Your gutters can collect leaves and other debris over time.  When wet the added weight can cause your gutters to pull away from the roof.  Blocked gutters can cause water to over flow and run down the side of your home causing discoloration as well as erosion to your foundation.

✔ Attic:  Check your attic for mold or wet spots.  A wet roof can cause the wood and shingles to rot at an accelerated rate, leaving you with a hazardous mess.  If you spot mold contact a mold removal service.

✔ Skylights:  Keep skylights clean and free of leaves and debris.  Dirty skylights can deteriorate faster and cause them to lose color.  Check chocking around skylight to insure it stays strong and can weather future storms.

✔ Roof:  Remove any foreign objects from the roof such as branches, leaves, trash, and toys.  Check shingles for cracks, penetrations, and hail damage.  While you’re on the roof check the flashing on the chimney and any vents to make sure they are secure and free of any debris.

If you don’t feel comfortable walking around on your roof or climbing a ladder to inspect your roof, call DK Haney Roofing and we can provide you with a full inspection that will help to extend the life of your shingle roof. 

If you’d like more information or you’re ready to schedule an appointment, call 866-DRY IT IN (866-379-4246).  Or visit us on the web at www.dkhaneyroofing.com.

DK Haney Roofing - Duro-Last Roofing System - Demo Video

Dickie's Saves Big with New Roof

DK Haney Roofing just completed installing a Duro-Last Roofing System on the Williamson-Dickie Manufacturing Company location in Fort Worth, Texas.

Three sections of the building were reroofed: the cafeteria, human resource, and outlet buildings, totaling approximately 16,000 square feet of roof.

By reflecting 88-percent of the sun's energy, Dickie’s new Duro-Last roof will help lower their energy bill by 20- to 30-percent. 

Duro-Last Roofing System is DK Haney Roofing’s number one choice for roofing material.